CHECK THE PAPERWORK
Ask the seller to show you:
If you purchase a vehicle from a private seller who has an outstanding loan attached to the vehicle (this is called an encumbrance), the vehicle could be repossessed and you could lose your money.
You can check REVS (Register of Encumbered Vehicles) on the REVS website to determine if the vehicle is encumbered or has been reported to the police as stolen.**
If the vehicle is not encumbered, call REVS on (02) 9633 6333 or 1800 424 988 (toll free in regional NSW) 8:30am to 5:30pm weekdays and 9am to 5pm weekends and public holidays to purchase a Search Certificate. The certificate costs just $10 (faxed - $12) and is the simplest way to prevent repossession by a financier if someone else still owes money on the vehicle. The certificate will protect you from repossession as long as you own the vehicle.
If the vehicle is encumbered, you should not purchase it until you are satisfied with the arrangements made by the current owner to repay the debt.
You need to be sure that the registration, engine and Vehicle Identification (VIN/Chassis) numbers on the registration papers are identical to those on the vehicle. If there are any discrepancies, it would be wise to seek an identification check at an Authorised Unregistered Vehicle Inspection Station (AUVIS), available for a small fee.
* A white slip
is issued if there are repairs needed, which means the vehicle is not fit
for registration
** No liability can
be accepted on the accuracy of police stolen vehicle information
CHECK THE REGISTRATION
To check if the registration is still valid, call the RTA in Sydney and Wollongong on 13 2213, or the local Motor Registry.
CHECK THE VEHICLE
There is no statutory warranty when you purchase a vehicle from a private seller. It is YOUR RESPONSIBILITY to check the vehicle thoroughly for any mechanical, exterior or interior damage or defects. If you are not an expert, you should seriously consider having the vehicle inspected by an independent mechanic or inspection service like the NRMA.
TEST DRIVE
A test drive is important, but BE WARNED, you run the risk of substantial claims being made against you if you have an accident. Check to see if the vehicle is covered by comprehensive insurance before you go for a test drive.
PROOF OF PURCHASE
Check that the registration papers relate to the person selling the vehicle and the selling address.
If you decide to purchase the vehicle, ask for a receipt.
TRANSFER THE REGISTRATION
After you purchase the vehicle,
you must visit a Motor Registry within 14 days to transfer ownership of
the vehicle to your name. You will need: